Access Our Cadillac Site
Reporting institutions calculate credit scores to assist lenders in risk assessment. Credit scores range from 300 to 850, with 720 being the general benchmark for “good” scores. Knowing your credit score before you apply can help you understand the type of loan you’re able to pursue. Factors that affect credit score include:
- Timeliness of payments
- Credit history length
- Type and amount of debts
- Your public records